Two per cent might seem like a small figure until you look at how it compounds across multiple referrals depositing regularly over time. Here are a few grounded examples:
Refer 10 people who each deposit an average of $50 per month. That is $10 coming into your affiliate balance every month, $120 over the course of a year, from a single round of sharing.
Scale that to 50 referrals at the same average deposit, and your monthly commission becomes $50, adding up to around $600 annually without any additional effort after the initial share.
At 100 active referrals depositing $50 each per month, you are earning $100 every month, $1,200 per year passively. If those same 100 referrals average $100 in monthly deposits, that figure doubles to $200 per month and $2,400 per year.
Push to 200 referrals averaging $100 in monthly deposits, and your affiliate income reaches $400 per month, nearly $4,800 annually, entirely from commissions on activity that happens without you being involved at all.
These are conservative, realistic scenarios. The numbers grow with the size of your network and the activity level of your referrals. There is no ceiling on either.